Speak Up/ FINANCES/ BACK TO BASICS

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Speaking Up

                Today, let us speak up about: FINANCES/BACK TO BASICS

1.        Home

A.       Unplug anything that is not being used.

·         Appliances

·         Cell phone chargers

·         Any hot tool used for the hair

·         Night lights

·         Any electronics

B.        Laundry

·         If possible, wash clothes one or two days a week (instead of everyday).

·         Spend a little more money on a detergent that can clean clothes under cold water.

·         After load is washed, try to hang the clothes rather than putting it in the dryer.

C.      Energy

·         Make sure to turn ac/heat off before heading out of the door.

·         Seal every door/window to keep air from coming into the home. That helps the ac/heat from overworking to do its job.

·         Purchase a charger for the batteries. Saves you from constantly buying batteries so often.

·         Avoid opening the refrigerator too much.

·         Turn lights off in areas you’re not in.

D.      Groceries

·         Pack your lunch for work/school everyday rather than buy lunch.

·         Cook a meal enough to last two days.

·         Buy in bulks, if possible. Might be a little pricy, but lasts a lot longer.

·         Make a list before going grocery shopping. That saves you from buying random/unnecessary items.

E.       Money

·         Purchase a little notebook/or use online tracking and keep record of monthly bills.

·         Coins still have value. Save every penny, they add up.

·         Coupons are a plus.  

·         During tax time, put aside a good amount to use as a “bank loan” to yourself when needed.

·         Research companies and invest.

·         If you do not have double or triple the amount of a certain product, do not purchase.

·         Emergency money is very important. So many unexpected things happen.
Are you thinking of starting your own business?? Be sure to check garybizzo.com for great insight!

{I haven’t mastered all of these tips yet, but it’s knowledge I’ve gained. Thought I would share}

May you all have a Blessed day! XOXOXO